Transparency. Because we know the details matter.
Card Brand Pass-Through Fees
To avoid charging higher rates across all transactions, any additional card network fees that are triggered are simply passed through directly, with no mark-up. This method allows us to offer a more competitive program, reduce your overall cost, and improve your bottom line.
PLEASE NOTE: These fees do NOT apply to every transaction. This is simply a list of possible fees that some cards may create.
Please do not hesitate to contact one of our Certified Payments Professionals (CPPs) at 855-656-4685.
Visa Fees

per transaction
- Acquirer Processing Fee: $0.0195
- Misuse of Authorization Fee: $0.09
- $0.00 Floor Limit Fee: $0.20
- International Acquiring Fee (IAF): 0.45%
- International Sale Assessment Fee: 0.80%
per month
- Fixed Acquirer Network Fee (FANF):
- FANF Table 2: Card-not-present, unattended terminals, merchant aggregators, and fast food restaurants volume
Tier Monthly Gross Sales Volume Fee Per Month
(Starting 1 April 2018)1 Less Than or Equal to $199.99 $0.00 2 $200.00 - $1,249.99 0.15% 3 $1250.00 - $3,999.99 $7.00 4 $4,000.00 - $7,999.99 $9.00 5 $8,000.00 - $39,999.99 $15.00 6 $40,000.00 - $199,999.99 $45.00 7 $200,000.00 - $799,999.99 $160.00 8 $800,000.00 - $1,999,999.99 $450.00 9 $2,000,000.00 - $3,999,999.99 $1,000.00 10 $4,000,000.00 - $7,999,999.99 $2,000.00 11 $8,000,000.00 - $19,999.999.99 $4,000.00 12 $20,000,000.00 - $39,999,999.99 $8,000.00 13 $40,000,000.00 - $79,999,999.99 $16,000.00 14 $80,000,000.00 - $399,999,999.99 $45,000.00 15 Greater Than or Equal to $400,000,000.00 $70,000.00 Please note: FANF for card-present transactions is assessed according to a different rate table. Please contact us for more details.
- *Per month fee waived for nonprofits.
Mastercard Fees

per transaction
- NABU (Network Access and Brand Usage): $0.0195
- Acquirer Program Support Fee: 0.85%
- Cross Border (trans amt in USD): 0.60%
- Digital Enablement Fee 0.01%
- *Only applies to certain card not present or keyed-in transactions.
per month
- Location Fee: $1.25
- *Per month fee waived for nonprofits.
American Express Fees

per transaction
- Amex Network Processing: 0.16%
- Amex Card Not Present: 0.30%
- International Inbound: 1.00%