Transparency. Because we know the details matter.

Card Brand Pass-Through Fees

To avoid charging higher rates across all transactions, any additional card network fees that are triggered are simply passed through directly, with no mark-up. This method allows us to offer a more competitive program, reduce your overall cost, and improve your bottom line.

PLEASE NOTE: These fees do NOT apply to every transaction. This is simply a list of possible fees that some cards may create.

Please do not hesitate to contact one of our Certified Payments Professionals (CPPs) at 855-656-4685.

Visa Fees

Visa
  • per transaction
  • Acquirer Processing Fee: $0.0195

  • Misuse of Authorization Fee: $0.09

  • $0.00 Floor Limit Fee: $0.20

  • International Acquiring Fee (IAF): 0.45%

  • International Sale Assessment Fee: 0.80%

  • per month
  • Fixed Acquirer Network Fee (FANF):
  • FANF Table 2: Card-not-present, unattended terminals, merchant aggregators, and fast food restaurants volume
  • TierMonthly Gross Sales Volume Fee Per Month
    (Starting 1 April 2018)
    1Less Than or Equal to $199.99$0.00
    2$200.00 - $1,249.990.15%
    3$1250.00 - $3,999.99$7.00
    4$4,000.00 - $7,999.99$9.00
    5$8,000.00 - $39,999.99$15.00
    6$40,000.00 - $199,999.99$45.00
    7$200,000.00 - $799,999.99$160.00
    8$800,000.00 - $1,999,999.99$450.00
    9$2,000,000.00 - $3,999,999.99$1,000.00
    10$4,000,000.00 - $7,999,999.99$2,000.00
    11$8,000,000.00 - $19,999.999.99$4,000.00
    12$20,000,000.00 - $39,999,999.99$8,000.00
    13$40,000,000.00 - $79,999,999.99$16,000.00
    14 $80,000,000.00 - $399,999,999.99 $45,000.00
    15 Greater Than or Equal to $400,000,000.00 $70,000.00

    Please note: FANF for card-present transactions is assessed according to a different rate table. Please contact us for more details.

  • *Per month fee waived for nonprofits.

Mastercard Fees

Mastercard
  • per transaction
  • NABU (Network Access and Brand Usage): $0.0195

  • Acquirer Program Support Fee: 0.85%

  • Cross Border (trans amt in USD): 0.60%

  • Digital Enablement Fee 0.01%
  • *Only applies to certain card not present or keyed-in transactions.

  • per month
  • Location Fee: $1.25
  • *Per month fee waived for nonprofits.

American Express Fees

American Express
  • per transaction
  • Amex Network Processing: 0.16%

  • Amex Card Not Present: 0.30%

  • International Inbound: 1.00%